Monday, August 16, 2010

Meals, Vacation, and Jobs, Oh My!

Hello Blogging World!
I came up with a novel idea yesterday before grocery shopping. I always go through recipes and buy lots of items, and often, we don't end up eating that meal before 1/2 the ingredients go bad. This frustrates me. I got a sudden idea to take our calendar and write what we were having for dinner for the next two weeks!
I have no idea why I did not think of this before, sure it takes away the predicableness of life - but you usually know what meals you will need to eat out and how many to plan for in the few weeks to come. This is great especially with me starting school again in a few weeks. :( Kirk will always know to get started, or just when to heat up a lovely, delicious, lean cuisine.
In other news - in just a little over 2 weeks Kirk and I get to go on vacation! I cannot tell you how happy we are - we can almost smell the beach. We are going to Southport, NC where my dad just bought land and will build and move down there someday soon! We have not been to see it yet, so we are looking forward to seeing his new home!
Also - a week from today, Kirk will start his new job at Nationwide. He got promoted! He's excited to do something else than answer phones - from what I understand, he is now doing out bound calls and follow ups!
Life in the Fissel household is great!

Thursday, August 5, 2010

Lunch

Recently, I have really gotten into how much things cost and ways to save money. (I guess graduate school costs will do that to you!) Really, it isn't something new for me, I have always been frugal and enjoyed saving money.
Last week I ran to the grocery to get one item - bread. Boring, I know. We always get the same bread and I never thought about the cost. It rang up as $1.67. As I was driving home I thought, I wonder how much that is per sandwhich. I got home and started number crunching. Now, I have always heard that packing lunch vs. going out for lunch saves you money, but I had no idea and wanted to figure it out.
In our loaf of bread there are 18 slices (not including the ends - yuck - who eats those!). So: 1.67/18 = .093 cents per piece of bread! Of course every sandwich has two pieces of bread, so that's $.18 for the bread.
I continued on trying to figure out how much we spend on each lunch we pack.
We started buying items in bulk. We love healthy fruit snacks, Target has really good off-brand Welch's fruit snacks for around $7 with 50 pouches, which equals $.14 a pack! We also always pack chips, we started buying the pre-packaged baked Lays green pouch, again depending on the sales for the week it's around $7 with 20 packets = $.35 each (in the store for one alone it's $1).
Some items are hard to get a good read on how much (i.e. carrots, celery, peanut butter, jelly, etc.). However, my estimated cost for each lunch came out to $1.50 - $2 MAX per lunch. Going out to a CHEAP lunch usually runs you about $6-7 dollars. Per month packing lunch then saves you: $90 a month, and $1080 a year, and if there's two of you that's about $2160 a year - just from packing lunch!
I don't know about you... but I sure can think of about a 100+ ways I could spend $2000 a year!
Just some thoughts to get help others start saving money.
What are tips and ways you have to save?